Effective Date: February 2026

This Disclaimer applies to "Sell Smarter", an online educational course provided by The Nicky Reid Academy Limited via www.the-nickyreid-academy.com.

Please read this Disclaimer carefully. By accessing or using this course, you acknowledge and accept the terms below.

1. Educational Purpose Only

"Sell Smarter" is an educational product only.

The course content is provided for general information and learning purposes and does not constitute:

Professional advice

Legal advice

Financial or investment advice

Tax advice

Health, therapeutic, or medical advice

Any other regulated or professional service

No professional-client, advisory, fiduciary, therapeutic, or agency relationship is created by your participation in this course.

2. Professional Background Disclosure (Where Applicable)

Where relevant to the subject matter of this course:

The course creator may hold professional qualifications, registrations, or licences in certain fields.

For Sell Smarter, this includes the following disclosure:

The course creator is a licensed real estate agent under the New Zealand Real Estate Agents Act 2008.

However:

The course creator is not currently affiliated with, employed by, or acting for any real estate agency

The course does not market, list, sell, or solicit property

Participation in the course does not engage the course creator as an agent for any learner

No agency, representation, or authority is created

The course is provided strictly in an educational capacity and is not connected to any real estate transaction

For courses where no such licence or registration is relevant, this disclosure does not apply.

3. No Guarantees or Representations

No guarantees, representations, or assurances are made regarding outcomes, including but not limited to:

Financial results

Business performance

Property outcomes

Health or personal transformation

Timing, success, or results of any kind

Outcomes depend on many factors outside the control of the course creator, including individual circumstances, decisions, effort, external conditions, and third-party actions.

You remain fully responsible for your own decisions, actions, and outcomes.

4. Personal Responsibility and Due Diligence

You acknowledge that:

You are responsible for conducting your own due diligence

You should seek independent professional advice where appropriate

This course is not a substitute for professional services

Any decisions made based on course content are made at your own discretion and risk

5. Limitation of Responsibility

To the fullest extent permitted by law, The Nicky Reid Academy Limited is not responsible or liable for:

Any loss, damage, cost, or expense

Missed opportunities or perceived disadvantages

Direct or indirect outcomes arising from course participation

Actions taken or not taken by the learner

This limitation applies whether losses are financial, commercial, emotional, physical, or otherwise.

6. New Zealand Context and International Use

This course is written from a New Zealand context unless otherwise stated.

Laws, regulations, professional standards, and practices vary between countries and regions.

If you are accessing this course from outside New Zealand:

You are responsible for interpreting and applying the content within your own jurisdiction

You must comply with all applicable local laws and professional requirements

No representations are made regarding suitability for use outside New Zealand

7. Third-Party Platforms and Non-Affiliation

This course is not affiliated with, endorsed by, or sponsored by any third-party platforms, including social media platforms, hosting providers, or payment processors.

Any references to third-party tools, platforms, or services are incidental and provided for general informational purposes only.

8. General Information Disclaimer

This course reflects the personal knowledge, experience, and observations of the course creator and is provided in good faith for educational purposes.

While reasonable care has been taken in preparing the content, no warranties are made regarding accuracy, completeness, or ongoing relevance. Information may become outdated over time.

Your use of the course materials is at your own risk, and responsibility for interpretation and application rests entirely with you.

9. Acceptance of Disclaimer

By accessing, purchasing, or using "Sell Smarter", you confirm that you have read, understood, and agreed to this Disclaimer.

This Disclaimer operates alongside the Privacy Policy and Terms of Use available at www.the-nickyreid-academy.com.